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Frequently Asked Questions
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Investment bankers are financial advisors to corporations and governments. They help their clients raise money by issuing stock, floating a bond, negotiating the acquisition of a rival company, or arranging the sale of the company itself.
The largest full-service investment banks are JPMorgan Chase, Goldman Sachs, BofA Securities, and Morgan Stanley.
While your finances include long-term goals, your financial situation also comprises smaller goals, decisions, and activities. Here are 8 things that can boost your financial wealth.

  • Switch banks
  • Open a savings account and fund it with direct deposit
  • Comparison shop your insurance
  • Reduce your credit card interest rate
  • Comparison shop credit cards
  • Lower your monthly bills
  • Set up an IRA or contribute to your 401(k)
  • Find your biggest money drain and plug it

An example of wealth management would be an insurance company where their agents sell insurance but describe its insurance agents as providing wealth management. 
Wealth management is an investment advisory service that combines other financial solutions and services to address the needs of affluent clients.
Wealth management is assessing the current financial solution of the client, identifying goals, designing a customized solution to achieve goals, implementing the financial strategies into the plan, and monitoring the results and reviewing the plans.
We say yes! Without money management, your personal finances can be a mystery and can lead to overspending and living paycheck-to-paycheck. Money management can help you have a better handle on your income and spending so you can make decisions to improve your financial status. 
Financial planners can assist you with specific financial needs such as investing while a money coach can teach you the skills you need to handle your own money wisely.
An investment banker mainly offers financial services and advice to corporate entities rather than to individuals. Wealth management refers simply to money management.
Wealth management works to serve the individual financial and life planning needs of the client. With that goal, the first step is to discuss the client’s financial situation, goals, risk tolerance, and other related matters.
While asset management is focused on growing an investor’s money, wealth management is more holistically focused on a client’s overall financial situation and takes necessary steps to ensure their wealth is protected.
Financial solutions help clients identify their investment goals and build their portfolio for retirement.
A financial solutions advisor helps clients identify their investment goals and build their portfolio for retirement. In this career, you need an in-depth understanding of investing, specifically for stocks, bonds, and mutual funds.
Here are examples of Financial Services:

  • Investing banking
  • Professional advisory
  • Wealth management
  • Mutual funds
  • Insurance
  • Stock market
  • Treasury/Debt instruments
  • Tax/Audit consulting

A finance company is an organization that makes loans to individuals and businesses. Finance companies make a profit from the interest rates.  They charge on their loans, which are normally higher than the interest rates that banks charge their clients.
A capital needs analysis is a most-widely used approach for estimating life insurance coverage.  In addition to replacing the client’s salary, it also accounts for other sources of income and the specific needs of survivors.
Here are 6 ways to get working capital financing

  • Trade credit/vendor credit
  • Busin ess credit cards
  • Business line of credit
  • Merchant cash advance financing
  • Invoice factoring
  • Invoice financing

A brokerage firm has customers who want to buy and sell things whereas an investment bank has clients and customers who want to uplift their money.
Transaction costs are important to investors because they are one of the key determinants of net returns. Different asset classes have different ranges of standard transaction costs and fees. All else being equal, investors should select assets whose costs are at the low end of the range for their types.
Coase says the reason that firms emerge is because of the cost of firm transactions. These are costs that naturally emerge from using the free market.
Capital markets are where savings and investments are channeled between suppliers, people or institutions with capital to lend or invest, and those in need.